I have written about how I am a savvy shopper and use couponing, loyalty cards and cashback apps to save money and get the best deals from my grocery shopping. Well, I also use the cashback websites Quidco and TopCashback to save money and get free cash back from all online purchases including our insurances, household services, and holidays in the UK and abroad.
In this post, I will be telling you how to use cashback apps and websites to save money and get free cash. I include my personal referral links should you wish to sign up.
1. FREE OR PREMIUM ACCOUNT
2. HOW TO USE CASHBACK SITES FOR HOLIDAY BOOKINGS
3. HOW TO USE CASHBACK APPS FOR HOUSEHOLD SERVICES
4. MORE CASHBACK FOR QUOTES
5. SAVE MONEY ON GROCERIES
6. CAN IT GO WRONG?
7. GET FREE CASH FOR REFERRING YOUR FRIENDS AND FAMILY
I first signed up to Quidco and TopCashBack around four or five years ago. I had seen them mentioned regularly but thought it sounded too good to be true and that there must be a catch. There wasn’t. I wish I had done it sooner as, within days of signing up for a free account, I was earning cashback and saving money on all sorts.
In the UK there are two cashback apps/websites, Quidco and TopCashback. They are now both owned by the same company but are likely to continue as two separate sites.
You should always check for cashback options before making any purchase.
CHOOSE A FREE OR PREMIUM ACCOUNT
Each site offers two types of account – free or premium. The latter costs £5 a year but gives higher cashback rates. I opted for free accounts on both.
You can cash your savings in once you’ve earned over £1, either by BACS, Paypal or instore vouchers which give an additional bonus too.
Both Quidco and TopCashback offer a similar rate of cashback but sign up to both as they run exclusive offers at different times.
Then all you have to do is get into the habit of logging in to your account before you make any purchase and check the offers before you shop. Be sure to clear cookies before you purchase.
Read on to find out exactly how to use cashback sites to save money and get free cash.
Please sign up for your free account via my links below. You can of course just sign up direct but it would be nice if you used my links, please.
You may get an introductory gift depending on current offers, and I may get a small referral credit if you reach £10 cashback.
HOW TO USE CASHBACK SITES FOR HOLIDAY BOOKINGS
We use cashback sites for all our holiday transactions including car hire, airport parking and hotel rooms. We feel confident in knowing that we are using our regular trusted companies, with the chance that we will get some extra cashback on our bookings.
We most often use Booking.com when we go on a road trip holiday in the USA. We like their review system and it’s clear to see all pricing options. We also use Hotels.com but more so for weekend breaks and travel in the UK.
Firstly, we price up the hotels for our trip and make a note of the cost.
Next, and this is very important CLEAR COOKIES.
Then, we type “hotels” into the search bar in both Quidco and Topcashback. It will come up with the cashback rates for Booking.com and all other hotel booking agents such as Expedia, Hotels.com, Lastminute, etc..
We can then price up the cheapest option available, click through and make the booking as normal.
All it takes is a couple of extra minutes to clear the cookies and log into the cashback account, and it can save a lot of money.
Do read the terms and conditions carefully. You may get 12% on a hotel booking but only 6% on a city break booking. You may have to take your stay within a certain time frame. Cashback is then paid into your account after your stay within a specified timescale.
HOW TO USE CASHBACK APPS & SITES FOR HOUSEHOLD PURCHASES & SERVICES
This works the same as if you were booking a holiday and again they have all the big household names.
So if you are ordering a new bathroom suite from B&Q you log in to the cashback site, type in B&Q and it offers you say 3% back against your purchase within a specified time period. You are then taken directly to the B&Q website and you place your order as normal. The cashback is later paid into your account.
You can get cashback and save money on your car and household insurances even if you use a price comparison website. Uswitch, Go Compere and Confused.com can all be used via the cashback sites. Just make sure you have cleared your cookies if you have previously got quotes, then make your purchase via Quidco or TopCashback.
There is a potential to earn £100s back each year just from buying things you would normally buy from the companies you would normally buy from. There are hundreds of top retailers registered.
In my first year of using cashback sites, I earned over £400 cashback for a family of 4. This accrued from my grocery shopping, insurance quotes and purchases, RAC and booking my holiday. I have received more than £2,000 over the years.
MORE CASHBACK FOR QUOTES
It’s not just purchases either, you can even get free cashback just by getting insurance quotes, quotes for selling your car and even by signing up to online dating agencies with no purchase needed.
SAVE MONEY ON GROCERY SHOPPING inc ALCOHOL
Read My Complete Guide to Couponing, Cashback & Loyalty Cards below to see how to claim more cashback on your grocery shopping which does sometimes include alcohol purchases too.
CAN IT GO WRONG?
Yes and No. Not wrong as such, but your cashback is not guaranteed 100%. You need to look at it as a bonus if and when you get it.
Sometimes the purchase doesn’t track. Sometimes the company you buy from are unreliable. Do read the reviews and star rating against each company.
However, in the years that we have been using both TopCashback and Quidco, we only had one instance where cashback wasn’t paid. Both companies have a claims procedure. In this instance, it was Quidco who said that the company hadn’t paid them so they couldn’t pay me. Two emails to the company and the money was in my account.
GET FREE CASH FOR REFERRING YOUR FRIENDS & FAMILY
Then once you see how good it is you can start recommending your friends and family. Each family member can have an account as long as they have a separate bank or PayPal account. You get a referral code and can earn even more once your friends sign up through that link (once they have earnt £10 in cashback).
You might also like to read more articles in my Tips, Money Saving & How To section, especially:
Do you use cashback sites?
Have you found any surprising offers that you can use cashback against?
What’s the best saving you’ve made?